American hope resources program
What is the hope program?
My name is Crystal Schneider. I’m a hope program coordinator with the CSRA Economic Opportunity Authority. the hope stands for homeownership planning and education. Our program essentially provides information resources to help people access and sustain homeownership and, we also do just basic financial literacy and budget counseling only to highlight. Just specifically going to four aspects of our program, so the first would be our higher education. So we do monthly fire education workshops. We have a chance to see anything that someone might need to know to prepare themselves to be a homeowner. We have a lender, a real home inspector, and a closing attorney. All there to provide information to help folks understand. What the process looks like and how to go about purchasing—a home in a way that will protect them. As a consumer, we follow that up with individual counseling. So if someone attends that workshop, sometimes they go a little bit overwhelmed with the shared information. We’re able to sit down, want to help them break that down, create a budget, establish a savings plan, and then connect them to resources. That makes homeownership more affordable for low and moderate-income families, so that’s our housing counseling. We also do kind of on the back end of things foreclosure intervention counseling for folks who may have found themselves in danger of losing their home. We know that life happens, and sometimes folks have health issues or a job loss that may prevent them from making their mortgage payments sometimes. We can help financially, and then we can always support them to negotiate with their lender to get a loan modification or some assistance. That because that’s going to help them catch that mortgage payment up so that they can save their home. We also do financial literacy and budget and credit counseling. We do group work we partner with other organizations. Specifically, we’re working with the Salvation Army with their women skills training program to provide basic financial literacy for the folks. Who are in that program who are looking to build their career skills and then lastly? We have an individual development account program or our ID. This program is a matched savings program that helps people save more quickly for homeownership by providing a two to one match for their savings as they’re saving towards a down payment and closing costs. We pair that savings match with some training, so we provide our housing counseling training, and then we also have some home maintenance training. So we’re trying to comprehensively come alongside a prospective home buyer and help them save and gain the skills to help them be more prepared and hopefully. Someone who can sustain homeownership in the long run, and that’s a summary of what we do with the Hope program.
Rent to own with HOPE program.
You may be wondering what the Hope program is or what it stands for homeownership is possible through education. We give our clients hands-on help from the beginning of the rent to own home buying process. Starting in 2003 we’ve had over 10,000 customers who have used our service to get a read to own home. Our business‘s core is credit repair, and for a monthly fee, our legal professionals will work to remove negative items from your credit score to help establish secured lines of credit. Too many programs fail to repair their client’s credit, .which prevents them from being approved for a mortgage at the end of the lease period for more information on how you can rent to own your own home and secure your financial future.
HOPE program graduation for homeless
When I got here, off, I got the bus here. I didn’t know anything about Las Vegas. I asked you know where I could get a free meal? Somebody told me I walked down Las Vegas Boulevard, and there was a place called Catholic Charities that did a mill at 10 a.m. When I got here, I was told I had to get a clarity card. I ran into a gentleman named Mark. Who was working in the program he was volunteering working in client services he got me a clarity card. I wouldn’t need a meal here, and I asked him about shelter, he told me about protection, and I asked him, you know D, are you in some program here and he told me yeah he said to me about the program, and he says you know Monday morning.
I come back, you know, 2 o’clock and see if he can’t get into the program; you know it might be something for you they addressed you know my medical issues and the first thing like you know. I said last time we did the structure, you know that’s what I needed. I was sick and tired of being sick and tired .it’s just simple as that I’m grateful that I was dead that I did what I did, walking down Las Vegas Boulevard and seen Fort master in the way. It was – all the tips and all the people in the streets that I didn’t want to do. I didn’t want to go back to that I’m genuinely grateful for Catholic Charities. I’m thankful for the renew Hope program. I didn’t think it would be possible; I didn’t know they would help me with our medical conditions. I’ve been on several interviews already I’ve had a few job offers. I’m on the computer. I don’t know much about working on a laptop, but I have two excellent case managers. They’re teaching me every day; they’re standing behind me while, you know, correcting my mistakes. The staff here is incredible; you know they’re behind me 100%. You see, if I make a left turn, they’re saying no, you’re not supposed to go left. You have to go right, yeah. You can teach this old dog any trick I need to learn; I’m leveling them to learn it.
American hope resources
American hope resources and all proper and innovative five-step approach saving you substantial money while improving your health care. Let’s see how American Hope and all good insane money over primary medical insurance, assuming both starts at $2,000 a month. First, like an insurance company, we are a non-profit one estimate shows profits to the insurance carrier can add five hundred dollars per month to your total premium with us. There are no profits; second, the insurance company requires everyone to pay for claims caused by chronic smoking, alcohol abuse, and an overall unhealthy lifestyle; these drive premiums up to $500 a month. We offer memberships to people like you who live healthy lifestyles, thus reducing the cost dramatically for everyone third insurance carriers pay for services that cost five to seven times that of a comparable facility, which can add up to $300 a month to your premium, however. We are on guard to send you only to the facilities with the best services at the best price number four. We save you even more by negotiating bills by providers on your behalf. a service many insurance carriers do not provide. Which can add an estimated three hundred dollars more to your premium now you’re paying only four hundred dollars a month with us. Number five, it is our passion to see you stay healthy. So we recognize the value of preventive services such as chiropractors, acupuncture, and homeopathic and holistic services most insurance carriers don’t recognize these services. So you can see we’re passionate about providing innovative strategies for reducing your healthcare costs it all adds up American Hope resources and Altria better health care.